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Guide one insurance Home insurance is absolutely necessary, whether you live in a two bedroom house that is all paid for or a huge mansion that you carry a $250,000 mortgage for. Of course, your home insurance rates for a small house are going to be lower than for a large house, but it doesn't matter what size or how much money you have left on your mortgage, there are plenty of ways to get cheap home insurance. Guide one insurance A house is usually the largest asset / investment the average person will ever own during their lifetime and protecting this asset should therefore be a priority in order to maintain any individual's financial and personal stability. Would you really be able to afford the cost of replacing your house and all its contents on your own if unforeseen circumstances like fire, flood, burglary or storm were to destroy it? Guide one insurance If you're like most consumers you probably on a glide path to start contemplating the purchase of health insurance when you're much older then your current age. This along with a few other bad vices can seriosuly inflate your health insurance rates.